What Is Auto Insurance?

Auto insurance is a contract between you and the insurance company designed to help protect you against financial loss after a covered accident or incident. You pay the premium as agreed, and the insurance company may pay your losses as outlined in your policy.

At Alliance General Insurance Agency, we can help you understand your auto insurance coverage and find a policy that fits your needs.

Is Auto Insurance Important?

Auto insurance is required for Colorado drivers. Lienholders can also require auto insurance if you finance or lease your vehicle.

Auto liability insurance is required to comply with state laws. This coverage may help pay for third-party property damage and injuries after a covered accident. Colorado’s minimum requirements are low and may not provide sufficient coverage after an accident. Your agent may recommend purchasing additional coverage.

Lienholders may require full coverage auto insurance, including collision and comprehensive coverage, to help pay to replace or repair your car after an accident or incident.

Auto insurance is highly customizable, and you may also choose endorsements and policies such as auto glass coverage, roadside assistance, rental reimbursement, uninsured/underinsured motorist coverage and guaranteed asset protection (GAP) insurance.

How Much Is Auto Insurance?

The cost of auto insurance depends on several factors, including your driving record, the vehicle’s value and where you live. At Alliance General Insurance Agency, we can help you understand these factors and find an auto insurance policy that fits your budget.

Contact Us

Contact Alliance General Insurance Agency in Greenwood Village, Colorado, today for a personalized auto insurance quote.