RV Insurance in Greenwood Village, CO
RV insurance is a specific type of insurance designed to cover recreational vehicles. Similar to auto insurance, it may provide financial assistance after unforeseen incidents. It may pay for damage to someone else’s property, damage to your RV during an accident, medical bills from accidents and legal expenses.
What Qualifies as a Recreational Vehicle? 
Recreational vehicles come in various shapes and sizes. These vehicles can be motorized and often include amenities such as beds, kitchens and bathrooms, making them a home on wheels. ATVs, snowmobiles and other vehicles may also be considered recreational vehicles for insurance purposes.
Is an RV Covered Under Auto Insurance?
Many people think their standard auto insurance will cover their RV, but this is not typically the case. While some states may allow minimal coverage through auto policies, RVs require specialized insurance. RV insurance may cover more than just the vehicle; it may cover the living quarters, personal belongings and liability specific to your RV lifestyle. These policies also tend to have higher limits than auto insurance, given the high repair cost for these specialized vehicles. Without proper RV insurance, you could be exposed to gaps in coverage that could cost you dearly in the long run.
How Much Is RV Insurance?
Your RV insurance cost will depend on several factors. Insurance companies typically consider the following to compute your premium:
- Type of RV
- How often the RV is used
- Where the RV is parked or stored
- Your claims history
- Your driving record
Consult an agent from Alliance General Insurance Agency for specific pricing information and to help determine how much coverage you need.
Get Covered Today
If you’re searching for budget-friendly RV insurance, contact Alliance General Insurance Agency today. We’re here to assist you in finding the optimal RV insurance policy.